Zoho Payments & Free UPI Gateway for WooCommerce
Accept payments on your WooCommerce store via **Zoho Payments** (cards, netbanking, UPI, wallets) and a **zero-fee UPI QR**
- no platform charges
- no per-transaction cuts
- One plugin, two gateways, one-time price.
Description
Gateway 2 — Free UPI (Zero Fees)
- UPI QR code generated 100% locally in the browser using bundled EasyQRCodeJS — no Google Charts, no remote API calls, no privacy concerns
- Customer scans with GPay, PhonePe, Paytm, BHIM or any UPI app and pays directly to your UPI VPA
- Customer enters UTR reference number at checkout — duplicate UTR fraud detection built in
- Order placed as “On Hold” — you verify UTR in the UPI Payments admin panel and click Verify
- Customer gets email confirmation with UTR; admin gets instant alert email
- Deep-link “Open UPI App” button for mobile shoppers
Admin Dashboards Included
- Zoho Payments Dashboard — full transaction list with session IDs, payment IDs, revenue stats (today, this month), charts, refund from dashboard, CSV export
- UPI Payments Panel — all UTR submissions with one-click Verify & Process or Reject, pending badge on sidebar, search and filter
ROI in the first month
A store processing 30 UPI orders/month at ₹2,000 average saves ~₹1,800/month in Other Payment gateway’s fees (2% = ₹40/order × 30). The plugin pays for itself in the first month and keeps saving every month after.
What’s included with every purchase
- Plugin ZIP file — install directly in WordPress
- Online documentation at swastikaa.co.in
- Email support at support@swastikaa.co.in
- Free bug-fix updates (v2.x)
System Requirements
- WordPress 5.6 or higher
- WooCommerce 7.0 or higher
- PHP 7.4 or higher
- HTTPS (SSL) enabled
- Zoho Payments account required for Gateway
- Free UPI works independently